In anticipation of a refund i bought a backup amp. ?
and will rewire my pedal board when i finally get the loot with top class cabling.
and will rewire my pedal board when i finally get the loot with top class cabling.
Jeepers flat4, you're an inspiration to us all. I wish I could boast of such discipline ?flatfourfan wrote: Mine went into my bond.......house will be paid off in 3 more years.
not really that hard when the house was only R140 000 to start with. (aka ready to tear down).deefstes wrote:Jeepers flat4, you're an inspiration to us all. I wish I could boast of such discipline ?flatfourfan wrote: Mine went into my bond.......house will be paid off in 3 more years.
Still a great discipline! Mine will definitely go back into my bond or retirement fund or something. My bond is 1.6 million.. So, every penny counts ? haha..flatfourfan wrote:not really that hard when the house was only R140 000 to start with. (aka ready to tear down).deefstes wrote:Jeepers flat4, you're an inspiration to us all. I wish I could boast of such discipline ?flatfourfan wrote: Mine went into my bond.......house will be paid off in 3 more years.
1.6 hey?..........damn and I bitch about paying 5k a month for a bond repayment.Paul E wrote:Still a great discipline! Mine will definitely go back into my bond or retirement fund or something. My bond is 1.6 million.. So, every penny counts ? haha..flatfourfan wrote:not really that hard when the house was only R140 000 to start with. (aka ready to tear down).deefstes wrote:Jeepers flat4, you're an inspiration to us all. I wish I could boast of such discipline ?flatfourfan wrote: Mine went into my bond.......house will be paid off in 3 more years.
All the recognition has to go to my wife, we save for 3 years and buy our cars cash so the house is the only thing that we owe money on. Me.............man, I'd blow it soooooooooooooo quickly.lol.IceCreamMan wrote: just remember ppl, a bond is probably your cheapest source of loans so look at paying off cars etc before your bond (if you have cars on tick that is)
gotta admire your discipline though ....me ....i get a windfall i spend .....its that simple.
IceCreamMan wrote: just remember ppl, a bond is probably your cheapest source of loans
You are of course correct except for the fact you have forgotten about the time value of money.StephenG wrote:IceCreamMan wrote: just remember ppl, a bond is probably your cheapest source of loans
sorry but that is totally wrong!! a bond is ONLY the cheapest loan for the immediate short term month by month repayment. Long term, you end up paying a hell of a lot more for something that you may have tapped into your bond for.
LONG TERM - it is cheaper tp pay someting off at a higher interest rate over 3 - 5 years than it is to pay off is it came fomr your bond over a period of, say 10 - 20 years..
I hear what you're saying but IceCreamMan is certainly not wrong. Of course it is cheaper to pay something off over a shorter period but that is no proof that vehicle fincancing is cheaper than a bond. The fact that your house is mortgaged over 20 years doesn't stop you from paying it off in 5 years. So a bond is not more expensive than vehicle finance, it's all up to how quickly you pay it off (i.e. how much interest you can avoid).StephenG wrote:sorry but that is totally wrong!! a bond is ONLY the cheapest loan for the immediate short term month by month repayment. Long term, you end up paying a hell of a lot more for something that you may have tapped into your bond for.IceCreamMan wrote: just remember ppl, a bond is probably your cheapest source of loans
LONG TERM - it is cheaper tp pay someting off at a higher interest rate over 3 - 5 years than it is to pay off is it came fomr your bond over a period of, say 10 - 20 years..
Sweet man! That Fender Super Champ X2 looks like a VERY interesting amp to me. I'm not currently in the market for a new amp but that doesn't mean I'm not gassing for one. Enjoy!IceCreamMan wrote: Another year, another SARS refund (unexpected this time) ... ?
Bought another amp ...Fender Super Champ X2 which has the FUSE enabled USB connection ....which i kind of have taken to wit hthe mustang range...kind of like the X2 tones without any tweaks but having said that i would only use 2 or o3 of the voicings for the most part anyway...
the clean channel is superb ....