barbarian
I'm planning on getting a Schecter Omen 6 soon and was wondering if one could pay for a guitar monthly at a guitar shop, instead of paying the full amount. Also I would like to know around how much it would cost per month.
ezietsman
You must ask the shop for the terms. However, have you considered second hand? It may take some waiting, but you'll benefit a lot in the end, financially. Paying off is always more expensive than cash, and for guitars, new is way more expensive than second hand.
morph
Paul Bothners offer terms
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singemonkey
After the initial drop in price after taking a guitar out of the shop, guitars don't tend to devalue. This means that if you buy a guitar 2nd hand, you can usually sell it for what you paid for it + inflation. If you buy it new, you'll only get about 60% of what you paid, and when it gets sold on again, the person you sold it to won't lose a cent. This is even worse if you buy on terms. You'll probably get more like 40% of what you paid.
Unless you're getting a killer deal from a store, buy 2nd hand. Guitars are not cars. They don't have odometers and they pretty much don't wear out. A Les Paul from 1990 is as good as one from last week (arguably better).
G-Man
Rather save up and buy second hand, cheaper in the long run...
IceCreamMan
buying on tick may not be a bad idea if you want something just check the terms. If its via a "loan" then you pay an admin fee and monthly service fee....if its a scam scheme like that my advice is not to do it as then it becomes very expensive for a relatively low priced item. Also the store will prolly not offer you discount either
But as others have pointed out, its always better to buy with cash in hand cos then the power is yours, even better when second hand cos the previous owner has already taken a financial hit on it. It wont devalue much after that if anything it may appreciate.