deanBailey
It's hard for me to tell you what I think you should do.
If it was me I'd figure out what is more important and how important your guitar playing and tone is in your life.
That's where your priorities can help you answer your question.
In my case...tone IS guitar playing.
So I went out and threw all my cash into a +/- 30k rig.
If I just wanted to jam in my room and go out and drink every weekend, I'd get a 'whatever' setup just to...well...manage.